Community Programs

New to Canada Program

If you’ve been in Canada for less than 5 years, we can help you set up your Canadian banking. This package is for people who have never had an account with us before. It includes:

Chequing account

• No Canadian credit history needed
• No monthly fees for a year
• Free book of cheques

Car loan

• No Canadian credit history needed
• Borrow up to $30,000
• Must have 6 months of employment history in Canada
• Must have a 25% down payment

Newcomer Mortgage

• Purchase a home with a minimum down payment, starting at 5%
• Different sources of payment history will be considered

Credit Card

• Choose an XPress Collabria Visa* credit card

If you're a landed immigrant, international student, refugee or foreign worker, visit any XPress branch and bring your Permanent Resident Card or Temporary Permit as well as your other standard ID. We’ll help you get started.

Other services for Newcomers:

Help to Re-Establish your Career in Manitoba

Recognition Counts, a partnership between XPress and SEED Winnipeg, gives low-cost loans to help you pay for any qualifications, exams or studies you need to take in order to work in your field.

Canadian Banking System Training

If you are a newcomer and have banking experience, you can attend a paid, four-week program that will introduce you to Canadian culture and the Canadian banking system. Then, you will be given a full-time, paid work assignment at a bank. If you do well during the program, you may be offered a permanent job!

This program is open to 8-10 newcomers at a time, and is offered by XPress along with Manitoba Start and the Province of Manitoba.

Home ownership for Muslims

We understand that traditional banking can be a barrier to owning a home for our Muslim members, so we partnered with the Manitoba Islamic Association to create an Islamic Mortgage.

**Participants must meet Celero XPress Credit Union’s standard lending requirements. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.* Trademarks of Visa Int., used under license.

SEED WINNIPEG RESP Referral Program

A Registered Education Savings Plan (RESP) gives you a practical plan to help you reach your child's education savings goal. SEED Winnipeg provides hands-on support for opening your RESP and applying for any special benefits your child may qualify for.

Is your son or daughter a graduate of the Community Schools Investigators (CSI) summer enrichment program? They may have earned a $400 bursary for every year they attended! Talk to SEED to find out if your child qualifies, and how much money they might have earned.

For more information, contact SEED at 204.927.9945 or email csi@seedwinnipeg.ca.