Chequing Accounts
Bank with us - we offer everyday value and banking needs
Pick the account package that fits your needs.
Celero Xpress Simple
No monthly fee. Pay only for the services you need when you need them.
- Monthly fee and select transaction fees* waived with a minimum $1,000 minimum monthly balance
- Overdraft protection and line of credit available upon qualification
Celero Xpress Basic +
Everyday basic user at an affordable monthly rate.
- $5 monthly fee
- Monthly fee waived with a minimum monthly balance of $3,000
- Monthly fee waived if you’re under 18 or over 60
- 25 free electronic transactions per month
- 10 free in-branch transactions
- Overdraft protection and line of credit available upon qualification
Celero Xpress Online
Not interested in coming into the branch? Our online account is for you. For $9.00 per month you can bank away on your time...
- $9 monthly fee
- Monthly fee is waived with a minimum monthly balance of $5,000
- Free electronic transactions
- 4 free Interac® e-Transfers per month
- Overdraft protection and line of credit available upon qualification
Celero Xpress Extra
Extra use for your account? This one's for you
- $15.00 monthly fee
- Monthly fee waived with a minimum monthly balance of $7,500
- Unlimited transactions
- 7 free ATM withdrawals (Interac®)
- Free cheque orders, free Canadian bank drafts
- Free small safety deposit box
- Earn daily interest on your closing balance
- Overdraft protection and line of credit available upon qualification
U.S.
Do like to visit our neighbours to the south? Do you own property down there? This account may be for you.
- No monthly fee
- Free deposits
- Free USD/CAD account transfers using online or mobile banking.
- Earn daily interest on your closing balance
Celero Xpress Light
No monthly fee. Pay only for the services you need when you need them.
- Select transaction fees* waived with a minimum $1,000 minimum monthly balance
- Overdraft protection and line of credit available upon qualification
Fees
Celero Xpress Basic Chequing service charges | |
Electronic Transactions: | |
Withdrawal (Celero Xpress or credit union ATM)* | $0.50 |
Debit card purchase* | $0.50 |
Pre-authorized payment debit* | $0.50 |
Bill payment (online, mobile, telephone banking)* | $0.50 |
Interac® Online Payment* | $0.50 |
Intra-account CAD/CAD transfer (online, mobile, telephone banking) | $0.50 |
Intra-account CAD/USD transfer (online or mobile banking)* | $0.50 |
Full-Service (in-branch) Transactions: | |
Debit (cheque, withdrawal, intra-account transfer)* | $0.70 |
Additional Services: | |
ATM withdrawal (Interac®) | $1.50 |
Interac® e-Transfer or Request Money | $1.00 |
Bill payment (in-branch) | $1.50 |
Remote deposit capture | Free |
*All cross currency transfers through online or mobile banking are processed at the base rate. Tiered rates for transfers greater than $25,000 are only available in one of our branches. Please visit the US and Foreign Exchange rates page for current rates.
Note: Fees are subject to change without notice at any time.
Celero Xpress Basic +
Fees
Celero Xpress Basic + Plan service charges ($5.00/month package fee) | |
Electronic Transactions: (over 25) | |
Withdrawal (Celero Xpress or credit union ATM) | $0.25 |
Debit card purchase | $0.25 |
Pre-authorized payment debit | $0.25 |
Bill payment (online, mobile, telephone banking) | $0.25 |
Interac® Online Payment | $0.25 |
Account CAD/CAD transfer (online, mobile, telephone banking) | Free |
Account CAD/USD transfer (online or mobile banking)* | Free |
Full-Service (in-branch) Transactions: (over 10) | |
Debit (cheque, withdrawal, account transfer) | $0.50 |
Additional Services: | |
ATM withdrawal (Interac®) | $1.00 |
Interac® e-Transfer or Request Money | $0.50 |
Bill payment (in-branch) | $1.50 |
Remote deposit capture | Free |
*All cross currency transfers through online or mobile banking are processed at the base rate. Special rates for transfers greater than $25,000 are only available at one of our branches. Please visit the US and Foreign Exchange rates page for current rates.
Note: Fees are subject to change without notice
Celero Xpress Online
Fees
Celero Xpress Online Plan service charges ($9.00/month package fee)
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Electronic Transactions: | |
Withdrawal (Celero Xpress or credit union ATM) | Free |
Debit card purchase | Free |
Pre-authorized payment debit | Free |
Bill payment (online, mobile, telephone banking) | Free |
Interac® Online Payment | Free |
Account CAD/CAD transfer (online, mobile, telephone banking) | Free |
Account CAD/USD transfer (online or mobile banking)* | Free |
Full-Service (in-branch) Transactions: | |
Debit (cheque, withdrawal, account transfer) | $2.00 |
Additional Services: | |
ATM withdrawal (Interac®) | $1.50 |
Interac® e-Transfer or Request Money - after 4 per month | $0.50 |
Bill payment | $2.00 |
Remote deposit capture | Free |
*All cross currency transfers through online or mobile banking are processed at the base rate. Tiered rates for transfers greater than $25,000 are only available in one of our branches. Please visit the US and Foreign Exchange rates page for current rates.
Note: Fees are subject to change without notice at any time.
Celero Xpress Extra
Interest Rates
Interest is calculated on the daily closing balance using a tiered system, and paid on the last day of each month.
Balance | Rate |
on this portion ($0 - $7,499) | 0.00% |
on this portion ($7,500 and over) | 0.05% |
Note: Interest rates are subject to change without notice
Fees
Celero Xpress Extra service charges ($15.00/month package fee) | |
Electronic Transactions: | |
Withdrawal (Celero Xpress or credit union ATM) | Free |
Debit card purchase | Free |
Pre-authorized payment debit | Free |
Bill payment (online, mobile, telephone banking) | Free |
Interac® Online Payment | Free |
Account CAD/CAD transfer (online, mobile, telephone banking) | Free |
Account CAD/USD transfer (online or mobile banking)* | Free |
Full-Service (in-branch) Transactions: | |
Debit (cheque, withdrawal, intra-account transfer) | Free |
Additional Services: | |
ATM withdrawal (Interac®) – after the first 7/month | $1.50 |
Interac® e-Transfer or Request Money | $1.00 |
Bill Payment (in-branch) | $0.50 |
Remote deposit capture | Free |
*All cross currency transfers through online or mobile banking are processed at the base rate. Tiered rates for transfers greater than $25,000 are only available at one of our branches. Please visit the US and Foreign Exchange rates page for current rates.
Note: Fees are subject to change without notice
Celero Xpress U.S.
Interest Rates
Interest is calculated on the daily closing balance using a tiered system, and paid on the last day of each month.
Balance | Rate |
on this portion ($0 - $4,999) | 0.00% |
on this portion ($5,000 and over) | 0.05% |
Fees
Celero Xpress U.S. Chequing service charges (free monthly package fee) | |
Electronic Transactions: | |
Account USD/CAD transfer (online or mobile banking)* | $0.50 |
Pre-authorized debit | $1.00 |
Full-Service (in-branch) Transactions: | |
Debit (cheque, withdrawal, intra-account transfer) | $1.00 |