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Savings Accounts
Start growing your savings today!
Make saving part of your routine with these flexible options. Choose the account that’s right for you and watch your money grow.
Plan 24 Savings
Basic savings with interest and low service charges. This will help you get there!
- No monthly fee
- 4 free electronic transactions each month
- 2 free in-branch transaction each month
- receive a free e-statement each quarter
- Earn daily interest on your closing balance
Youth High Rate Savings
Youth High Rate Savings
Tailored for kids under 18, the Youth High Rate Savings account can help you make the most of your pocket money.
- no monthly package fee
- 20 free electronic transactions a month
- earn daily interest on your closing balance
- free deposits
Plan 24 Savings
Interest Rates
Interest rates change without notice so check here for our current interest rates on Plan 24.
Fees
| Plan 24 Savings service charges | |
| Electronic Transactions: | |
| Withdrawal (any credit union ATM) | $0.50 |
| Debit card purchase | $0.50 |
| Pre-authorized payment debit | $0.50 |
| Bill payment (online, mobile, telephone banking) | $0.50 |
| Interac® Online Payment | $0.50 |
| Canadian funds transfer (online, mobile, telephone banking) | Free |
| Can to USD funds transfer (online or mobile banking)* | Free |
| Full-Service (in-branch) Transactions: | |
| Debit (withdrawal or transfer) |
$0.70 |
| Bill payment (in-branch) | $1.50 |
| Additional Services: | |
| ATM withdrawal (Interac®) | $1.50 |
| Interac® e-Transfer or Request Money | $1.00 |
| Remote deposit capture | Free |
**For current exchange rates, please click here.
Note: Fees are subject to change without notice at any time.
Youth High Rate Savings
Interest Rates
Interest is calculated daily on your closing balance, and paid on the last day of each month.
| Balance | Rate |
| $0 - $100,000 | 1.50% |
| $100,000 - $249,999 | 2.00% |
| $250,000 and over | 2.40% |
Note: interest rates are subject to change without notice at any time. For more information, please visit your nearest XPress branch or call us at 204.958.8588 (toll-free 1.877.958.8588).
Fees
| High Interest Rate Savings service charges (free monthly package fee plus 20 free electronic transactions) | |
| Electronic Transactions: | |
| Withdrawal (XPress or credit union ATM) | $1.00 |
| Debit card purchase | $1.00 |
| Pre-authorized payment debit | $1.00 |
| Bill payment (online, mobile banking, telephone banking) | $1.00 |
| Interac® Online Payment | $1.00 |
| Intra-account CAD/CAD transfer (online, mobile, telephone banking) | $1.00 |
| Intra-account CAD/USD transfer (online or mobile banking)* | $1.00 |
| Full-Service (in-branch) Transactions: | |
| Debit (withdrawal or intra-account transfer) | $1.00 |
| Additional Services: | |
| ATM withdrawal (Interac®) | $1.50 |
| Interac® e-Transfer or Request Money | $1.00 |
| Bill payment (in-branch) | $1.50 |
| Remote deposit capture | Free |
*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the US and Foreign Exchange rates page for current rates.
Note: fees are subject to change without notice at any time. For more information, please visit your nearest XPress branch or call us at 204.958.8588 (toll-free 1.877.958.8588).